Blog & guides

Learn how SEPA payment QR codes work, how to generate IBAN QR codes from invoices or payment emails, and how to scan them in European banking apps.

Guide

How SEPA QR codes work — a practical guide

Understand the SEPA credit transfer QR format, what data it contains (IBAN, beneficiary, amount, reference), and how Message 2 Pay turns payment emails into a scannable code.

SEPA QR IBAN QR codes European banking apps

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Ready to generate a SEPA payment QR?

Paste your payment email on the home page and scan it with your European banking app.

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